"Retirement planning is a moving target in many ways. We depend on more assumptions than would ever be acceptable for a NASA engineer signing off on a multi-billion dollar rocket launch."
"The RIA channel continues to surge-but what is most notable are the new entrants to the space. It's not just top-dollar breakaway brokers who are driving the trend but Gen Y advisors who see opportunity in a structure where they can be most nimble."
pg. 57 pg. 58,59
“Reverse engineering is another way of saying, “working backwards,” a process that can be effective when solving a crime, finding out what’s causing a health problem or locating a missing airplane. But sometimes we don’t have the luxury of looking backwards.”